For me there has always been a balance. For every good thing that happens I can expect and equally bad thing to take place. o in answer to your question, it is an accepted condition that even perfect love has a use by date.
As for Philosophy? Is philosophy only relevant to those who have the leisure to explore it? The people who live a safe and pampered life seem to have the time and leisure to sit back and ask any questions that come to mind. While those struggling to survive are too embittered and distracted by pain to bother? ๐ฆ